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Built for Ontario brokerages — REBBA, FINTRAC, PIPEDA

Every file, every deadline, every disclosure — accounted for.

Complyant gives broker-owners one operating picture across approvals, trust reconciliation, FINTRAC obligations, and conveyancing. Built for Ontario brokerages who are tired of evidencing compliance from spreadsheets.

app.complyant.ca / audit
The Complyant audit timeline filtered to transaction events — a STAGE BLOCKED row whose JSON quotes FINTRAC s.6, RECO information guide, and REBBA s.32 listing representation reasons, with the actor email and entity UUID rendered inline.
Live audit timeline · seed data · 2026
Built forOntario brokerages
Designed againstFINTRAC s.6, REBBA s.32, RECO Rule 6, PIPEDA
Audit trailEvery stage transition
AuthenticationMFA on every sensitive action
RECRECO inspection-readyREBREBBA / TRESA 2023FINFINTRAC reporting-readyPIPPIPEDA aligned
Built with brokerages inTorontoMississaugaHamiltonOttawaLondonKitchener-Waterloo

The broker inbox

When a file misses a gate, the broker hears it first — not the client.

Conditional dates, FINTRAC obligations, trust deadlines — every operational event lands in one inbox with the file context attached. Read-state and triage actions stay on the same screen.

Complyant broker inbox showing a TRANSACTION event for an overdue financing condition on 123 Queen Street West.
OPERATIONAL

Events are linked to the active file, not floating in a queue.

Every notification deep-links to the transaction that triggered it. Mark-read and open-file actions live in the same row — no context switch into a separate workspace.

TRANSACTION

Conditional dates surface as TRANSACTION events, not calendar pings.

Financing conditions, closing dates, and trust deposit windows fire into the inbox with the file's address attached. The broker sees the file, not the date.

AUDITOR-READY

The inbox feed is part of the audit trail.

Read-state, triage actions, and timestamps are recorded against the same append-only ledger that powers the audit page — same record format a RECO inspector asks for.

The lifecycle

Six stages. Each one gated by the rule that applies at that step.

A salesperson cannot list without the representation agreement. The broker cannot accept conditional without trust deposit evidence. Files cannot close without ledger reconciliation. The pipeline you read is the compliance posture you carry.

ProspectFINTRAC s.6Client identification started before substantive activity.
ListedREBBA s.32Representation agreement, RECO information guide, multiple-representation disclosures on file.
ConditionalTrust s.27Deposit acknowledged, held in real estate trust, ledger reconciled.
FirmConveyancingTitle search opened, closing conditions tracked, lawyer notified on file.
ClosedDisbursementTrust disbursement against the ledger, commission calculated and recorded.
Audit-readyRECO inspectionEvery event timestamped with actor identity, exportable as evidence.

FINTRAC posture

Your health score, on the same screen as the broker queue.

FINTRAC isn't a binder you check once a year — it's a running posture. Complyant scores the brokerage against the obligations you owe and shows the highest-leverage gaps next to a fix path.

  • Training, identification, and prescribed review track per-user, not per-file.
  • Each gap quotes its point impact so the broker of record can triage which to close first.
Complyant FINTRAC dashboard showing 40/100 health score and prioritised actions

Trust accounting

Real-time trust ledger, reconciled against deposits.

Trust deposits write to the file and the ledger in the same action. Monthly reconciliations match the format RECO inspectors recognise — not a spreadsheet a clerk built one afternoon.

  • Deposit-deadline alerts before the regulatory clock expires.
  • Reconciliation history retained per month with broker sign-off captured.
Complyant trust reconciliation page with month navigation and deposit deadline alerts

Pipeline

Stages that gate, not stages that decorate.

Every column is a real compliance posture: a file cannot enter Conditional without the trust deposit, cannot enter Firm without conveyancing opened, cannot close without the disbursement.

  • Stage moves block on rule failures, not on broker memory.
  • Files that aren't moving surface as at-risk before they become urgent.
Complyant pipeline kanban showing transaction stages and at-risk files

A commitment, not a quote

We won't put a fabricated testimonial here. When the first cohort of paying brokerages goes live, this section becomes a real named broker quoting a real outcome — not before.

Software for regulated work earns its credibility from what it does, not from what we say about it. Until then, the audit timeline above is the artifact you're evaluating.

vs. the rest of the shelf

The brokerage software you’re comparing — line by line.

Honest about where Complyant is in beta. Honest about what Ontario-specific gaps the US-built tools leave open.

Capability
Spreadsheets
SkySlope
Lone Wolf
Complyant
Built for Ontario regulationREBBA / TRESA 2023
US-first
US-first
FINTRAC s.6 client identification workflowFINTRAC s.6.3
Manual
Generic upload
Generic upload
REBBA s.32 disclosure templatesREBBA s.32
Doc storage
Doc storage
Real estate trust ledger with reconciliationTrust s.27
Spreadsheet
Bookkeeping
Bookkeeping
Stage transitions gated by rule failure
Audit trail with rule citations + UUIDs
Access logs
Access logs
Conditional / conveyancing date pressure surfaced
Manual
Calendar
RECO-inspection export of evidence
Beta · Q3 2026
Transparent pricing on the website
Demo wall
Demo wall
MFA required on sensitive broker actions
Optional
Optional

Competitor assessments based on each vendor’s public marketing site as of 2026. Complyant’s “Beta” markings denote workflows in active development against the documented launch plan.

Pricing

Plans that scale with the brokerage — published on the website, not behind a demo wall.

Three tiers. Every feature on the comparison table is mapped to a plan. The full feature-by-tier breakdown lives on the pricing page.

See full breakdown

Getting started with structured operations

Launch

From $599 / month

Everything you need to replace the spreadsheets: queue management, approvals, deadlines, and a client portal.

  • Broker dashboard and pipeline view
  • Approval workflows with audit trail
  • Client portal for status and documents
Join waitlist

Multi-team brokerages with complex needs

Enterprise

Custom pricing

Dedicated onboarding, custom integrations, and rollout planning for larger operations.

  • Custom rollout and migration planning
  • Advanced policy and template controls
  • Priority integration support
Contact us

Stop evidencing compliance from spreadsheets.

Join the waitlist for the next cohort of Ontario brokerages onboarding to Complyant. We’re scoping rollouts case-by-case — share your brokerage shape and we’ll tell you whether we’re a fit before we ask you for anything else.

Request a rollout slot

Tell us your brokerage shape on the next screen. No sales sequence — one reply from a human within two business days, or nothing at all.