Built for Ontario brokerages — REBBA, FINTRAC, PIPEDA
Every file, every deadline, every disclosure — accounted for.
Complyant gives broker-owners one operating picture across approvals, trust reconciliation, FINTRAC obligations, and conveyancing. Built for Ontario brokerages who are tired of evidencing compliance from spreadsheets.
Built with brokerages inTorontoMississaugaHamiltonOttawaLondonKitchener-Waterloo
The broker inbox
When a file misses a gate, the broker hears it first — not the client.
Conditional dates, FINTRAC obligations, trust deadlines — every operational event lands in one inbox with the file context attached. Read-state and triage actions stay on the same screen.
OPERATIONAL
Events are linked to the active file, not floating in a queue.
Every notification deep-links to the transaction that triggered it. Mark-read and open-file actions live in the same row — no context switch into a separate workspace.
TRANSACTION
Conditional dates surface as TRANSACTION events, not calendar pings.
Financing conditions, closing dates, and trust deposit windows fire into the inbox with the file's address attached. The broker sees the file, not the date.
AUDITOR-READY
The inbox feed is part of the audit trail.
Read-state, triage actions, and timestamps are recorded against the same append-only ledger that powers the audit page — same record format a RECO inspector asks for.
The lifecycle
Six stages. Each one gated by the rule that applies at that step.
A salesperson cannot list without the representation agreement. The broker cannot accept conditional without trust deposit evidence. Files cannot close without ledger reconciliation. The pipeline you read is the compliance posture you carry.
ProspectFINTRAC s.6Client identification started before substantive activity.
ListedREBBA s.32Representation agreement, RECO information guide, multiple-representation disclosures on file.
ConditionalTrust s.27Deposit acknowledged, held in real estate trust, ledger reconciled.
FirmConveyancingTitle search opened, closing conditions tracked, lawyer notified on file.
ClosedDisbursementTrust disbursement against the ledger, commission calculated and recorded.
Audit-readyRECO inspectionEvery event timestamped with actor identity, exportable as evidence.
FINTRAC posture
Your health score, on the same screen as the broker queue.
FINTRAC isn't a binder you check once a year — it's a running posture. Complyant scores the brokerage against the obligations you owe and shows the highest-leverage gaps next to a fix path.
Training, identification, and prescribed review track per-user, not per-file.
Each gap quotes its point impact so the broker of record can triage which to close first.
Trust accounting
Real-time trust ledger, reconciled against deposits.
Trust deposits write to the file and the ledger in the same action. Monthly reconciliations match the format RECO inspectors recognise — not a spreadsheet a clerk built one afternoon.
Deposit-deadline alerts before the regulatory clock expires.
Reconciliation history retained per month with broker sign-off captured.
Pipeline
Stages that gate, not stages that decorate.
Every column is a real compliance posture: a file cannot enter Conditional without the trust deposit, cannot enter Firm without conveyancing opened, cannot close without the disbursement.
Stage moves block on rule failures, not on broker memory.
Files that aren't moving surface as at-risk before they become urgent.
A commitment, not a quote
We won't put a fabricated testimonial here. When the first cohort of paying brokerages goes live, this section becomes a real named broker quoting a real outcome — not before.
Software for regulated work earns its credibility from what it does, not from what we say about it. Until then, the audit timeline above is the artifact you're evaluating.
vs. the rest of the shelf
The brokerage software you’re comparing — line by line.
Honest about where Complyant is in beta. Honest about what Ontario-specific gaps the US-built tools leave open.
Real estate trust ledger with reconciliationTrust s.27
Spreadsheet
Bookkeeping
Bookkeeping
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Stage transitions gated by rule failure
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Audit trail with rule citations + UUIDs
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Access logs
Access logs
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Conditional / conveyancing date pressure surfaced
Manual
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Calendar
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RECO-inspection export of evidence
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Beta · Q3 2026
Transparent pricing on the website
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Demo wall
Demo wall
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MFA required on sensitive broker actions
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Optional
Optional
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Competitor assessments based on each vendor’s public marketing site as of 2026. Complyant’s “Beta” markings denote workflows in active development against the documented launch plan.
Pricing
Plans that scale with the brokerage — published on the website, not behind a demo wall.
Three tiers. Every feature on the comparison table is mapped to a plan. The full feature-by-tier breakdown lives on the pricing page.
Join the waitlist for the next cohort of Ontario brokerages onboarding to Complyant. We’re scoping rollouts case-by-case — share your brokerage shape and we’ll tell you whether we’re a fit before we ask you for anything else.